Privacy Policy

Date of Last Update: September 1, 2016

FC360, Inc. takes your privacy very seriously.  We conduct business in our corporate name and as FC360, Inc. and through www.fc360.com. Please read the following to learn more about our privacy policy.

NOTICE:  Click here for important information about privacy and safe surfing from the Federal Trade commission. (http://www.ftc.gov/privacy/index.html and http://www.ftc.gov/bcp/menu-internet.htm)

What this Privacy Policy covers

  1. This privacy policy covers FC360, Inc.’s treatment of Personally Identifiable Information that FC360, Inc. collects when you are on the FC360, Inc. site.
  2. This policy also covers any Personally Identifiable Information that our business partners share with us.
  3. This policy does not apply to any companies that FC360, Inc. does not own or control, nor to people that FC360, Inc. does not manage or employ.

Personally Identifiable Information defined

“Personally Identifiable Information” refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains.  This includes information that is used in a way that is personally identifiable, including linking it with identifiable information from other sources, or from which other Personally Identifiable Information can be easily derived, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, bank account and credit card information.  To the extent unique information (which by itself is not Personally Identifiable Information) such as personal profile, unique identifier, biometric information, and IP address is associated with Personally Identifiable Information, then such unique information will also be considered Personally Identifiable Information.  Personally Identifiable Information does not include information that is collected anonymously (i.e. without identification of the individual user) or demographic information not connected to an identified individual.

“Third Party Personally Identifiable Information” includes Personally Identifiable Information that is collected by FC360, Inc. through the site from a person other than the person to whom it pertains or whom it identifies.

Collection and Use of Information

You may visit and use many of the features at FC360, Inc. without registration.  However, it is required that you register to receive the directed communications from us which have been requested by you.

  1. FC360, Inc. does collect Personally Identifiable Information from you under various circumstances.  The primary circumstances include registration, our delivery of materials to you (e.g., emails) and your requests for the inclusion of your information.
  2. FC360, Inc. may also receive information on its server logs from your browser, including your IP address.  We may use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use.  IP addresses are not linked to Personally Identifiable Information.
  3. FC360, Inc. does also collect information through the use of cookies. Please see the Cookies section below for more information.
  4. We also collect Personally Identifiable information whenever users contact us.  Their comments may be retained to help us improve our website.
  5. Some of our business partners may also use cookies on our site, or at a site that you get linked to.  However, we have no access to or control over these cookies.  FC360, Inc. does not receive, nor store any of the information that is collected by these third-party cookies.
  6. FC360, Inc. uses this Personally Identifiable Information for three general purposes:  to customize the responses that are requested by you from us in emails or notifications, to fulfill your requests for certain products and services or to contact you about specials and new products.

Registration and Payment

We request information from the user on our registration and payment forms. With registration and on payment forms, a user must provide contact information (like name and address) and possibly financial information (like credit card and expiration date).  We may make photocopies of personal checks and other payment instruments.  This information is used for billing purposes and to process orders and invoices.  If we have trouble processing an order, this contact information is used to get in touch with the user.

Requests for Notifications or Emails

When you visit our site, you can request to receive notifications by email notifying you of information made available by and through us.  In requesting that email and ensuring that we provide you with information that you consider relevant, we require you to provide Personally Identifiable Information (including your name and email address) as well as information on the materials that interest you.

Links to Third Party Websites

This website contains links to other sites.  Please be aware that even if these third-party websites are listed as affiliated or as those with whom we have a “partner” relationship, FC360, Inc. has no control over these linked websites.  These websites each have their separate privacy and data collection policies independent of FC360, Inc. Information collected by these affiliated and “partner” websites is not received, stored or used in any way by FC360, Inc.  As such, FC360, Inc. is not responsible or liable for the privacy practices or actions of any such other sites.  These links are only provided for your convenience and you therefore access them at your own risk.  We encourage our users to be aware when they leave our site and to read the privacy statements of each and every site that collects Personally Identifiable Information.  This privacy statement applies solely to information collected by FC360, Inc.

Cookies

FC360, Inc. does use cookies.  The most common meaning of  “Cookie” on the Internet refers to a piece of information sent be a Web Server to a Web Browser (such as Mozilla Firefox, Google Chrome, Apple Safari or Microsoft Internet Explorer) that the Browser software is expected to save and to send back to the Server whenever the browser makes additional requests from the Server.  Cookies are often collected to record login and password information.  Without them, the user would have to log into each password-protected page.  We use cookies only as a user convenience.  Although most web browsers automatically accept cookies, you can usually change your browser to prevent or notify you whenever you are sent a cookie.  This gives you the chance to decide whether or not to accept it.

Sharing and Disclosure of Information

FC360, Inc. does not sell or rent your Personally Identifiable Information to anyone. We may, however, disclose Personally Identifiable Information if such disclosure is reasonably necessary to: (a) comply with the law or legal process; (b) protect or defend the rights or property of FC360, Inc. or others; (c) enforce the contracts of FC360, Inc. including, if applicable, the Terms of Service or this Privacy Policy; or (d) respond to the claims that the contents of any communications violate the rights of others.

FC360, Inc. may, from time to time, share information only in the aggregate form with others.  This information would not contain any Personally Identifiable information.  It would typically be of a demographic nature.  Some examples are as follows: (1) How many members reside in any given zip code; or (2) how many members reside within any particular area code.

Limited Access Areas (including Client Access Areas)

FC360, Inc. does truly strive to limit the access to these areas.  However, no system in this world is absolutely foolproof.  For this reason, we suggest that you use caution before including any Personally Identifiable information or any other types of sensitive information in the information you provide here or in any other Content that you may post to these Limited Access Areas.

Changes to this Policy

FC360, Inc. may make changes to this policy from time to time.  We may not inform you at the time these changes are made.  Please check this policy on your own.  Use of this site constitutes acceptance of the policy that is in force at that time.

Special Note to Parents

Pursuant to the Federal Children’s Online Privacy Protection Act (COPPA), we are not permitted, and therefore do not, collect Personally Identifiable information from children we actually know to be under the age of 13, without the consent of that child’s parent or legal guardian.  In fact, we require that all persons who register be at least 18 years of age and all persons who review the site be at least 18 years of age or accompanied by a parent or legal guardian.

We encourage parents and guardians to spend time online with their children, to participate in the interactive activities offered online, and for children to consult with their parents before submitting any information to this or any other website.

Internet Environment

Please keep in mind that the internet environment is never failsafe.  FC360, Inc. will strive to maintain personal information with modern security methods. But, computer systems do fail from time to time, and devious individuals are always becoming more sophisticated.  We’ll do the best we can, but nothing in this world is absolutely foolproof.

To better ensure compliance with updated security technology, FC360, Inc. recommends using one of the following browsers, each of which can be downloaded free of charge:  Mozilla Firefox (http://www.mozilla.org/products/firefox/), Google Chrome (http://www.google.com/chrome), or Microsoft Internet Explorer (http://www.microsoft.com/ie).  To ensure the highest level of security available today, FC360, Inc. suggests that you select the highest-bit encryption level.  When you submit information to us (or to any other web site) over the internet, the information may travel over many systems and networks that are not under the control of FC360, Inc.  The internet is not completely secure and others may intercept the information that you are sending.  Further, anything you voluntarily provide in any public area of the internet, including on FC360, Inc.’s website, will be publicly available to others on that website and potentially to other third parties, and you should always use caution when deciding to publicly disclose any of your personal information.

 

 

Responding to Messages

Please remember that whenever you respond to messages, you are giving that sender the opportunity to obtain your name and email address.  Correspondingly, when you reply to someone else’s email, they also have the opportunity to obtain your name and email address.

Your Consent

By using our website, you consent to the collection and use of information by FC360, Inc.as set forth in this Privacy Policy.

Terms of Service

Please also visit our Terms of Service establishing the use, disclaimers, and limitations of liability governing the use of the entire FC360, Inc. website.

Contact Us

If you have any questions or suggestions, please send an email to info@fc360.com

Or you can reach us by posted mail at:

FC360, Inc.
Attn:  Privacy Policy
8150 Sierra College Blvd, Suite 270
Roseville, CA 95661

Information Statement Required Pursuant to Section 1798.83 of the California

Civil Code:

FC360, Inc. and its affiliates/subsidiaries maintain a common database of customer information. The end result of maintaining such a database is that customer information obtained by one affiliate or subsidiary may be shared with the other companies in the family of companies related to FC360, Inc.as disclosed in by our privacy policy as found at www.fc360.com or to third parties.

California law requires that businesses provide to requesting customers who are California residents, no more than once per calendar year, the following information:

  • The names and addresses of all of the third parties that received personal information from the business for the third parties’ direct marketing purposes during the preceding calendar year.
  • The type of personal information disclosed by the business to third parties for the third parties’ direct marketing purposes (with certain exceptions).

You may request this information from us by sending a request to info@fc360.com.

Or you can reach us by posted mail at:

FC360, Inc.
Attn:  California Privacy Statement
8150 Sierra College Blvd., Suite 270
Roseville, CA 95661

“Third party” is defined to include related companies if the companies are separate legal entities. As a general rule, FC360, Inc. does not share personal customer information with unrelated third parties for the third parties’ direct marketing purposes. During the year 2016, FC360, Inc. did not share personal customer information with third parties that are affiliated companies of FC360, Inc. or partners of FC360, Inc. for their direct marketing purposes. Additionally, during the year 2016, FC360, Inc. did not share personal customer information with members of FC360, Inc. based on your requests.

To understand how personal customer information is used by FC360, Inc., please review the terms of our privacy policy.

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Any and all visitors to this website must be at least 18 years of age or accompanied by an adult.  Use of this website always constitutes complete acknowledgment and agreement to the Terms of Service and Privacy Policy that are in force at that time, in their entireties.  Any and all communications between any visitors is solely at the risk and responsibility of each of those parties.  See Terms of Service for more details.  You must first obtain our written permission before copying or reproducing any portion of this website.6